Smart money guidance for an on-purpose future.

Personal & business retirement planning and investment management services for small business owners.

Don't just hope for the best.

You want to make smart financial decisions so you can reap the rewards of owning a business—now and for life. But, there’s a problem: finances are rarely straightforward and tend to get even more complicated when personal and business overlap.

So, you worry (or, let’s be honest—your spouse worries)…
  • Will you have to work forever?
  • Are you saving enough for retirement?
  • Could you be paying too much in taxes?
WE’LL HELP YOU LAY YOUR CONCERNS TO REST.
The truth is, small business owners have some of the most attractive
financial resources available to them—and, as hard as you work, we believe:

You deserve to take full
advantage of all that you’re due.

You've taken an important first step.

Your business world and personal life are deeply intertwined, sometimes losing sight of one or the other. Our Wealth Management division will help keep your “money ducks” in a row to help everything play out the way you want. We focus on investments, retirement income and financial planning, and our CPA division is centered on bookkeeping, taxes and payroll.

For many business owners, this is a largely uncoordinated effort with separate entities. But at RPR financial, our team of diversely talented professionals work together with an all-hands-on-deck approach, sharing thoughts and ideas, proactively aligned around your goals.
YOU SHOULD KNOW:

Our approach is different than most.

When it comes to all your financial guides and gurus, you shouldn’t have to be the go-between. That’s why we bring personal and business financial services together, including day-to-day support, if you need it, and longer-term planning.

Personal & Business Wealth Management

Our seasoned fiduciaries specialize in financial planning and investment management for you as the business owner and your family.

Tax Planning & Saving

No more wondering how much you should save, how much is safe to tie up in IRAs, or what other opportunities are passing you by. We’ll help you optimize your tax strategy so you can make a frustrating system work for you.

CPA-Level Accounting Services

At your request, our CPA-led team can handle your bookkeeping, tax, and payroll services and keep them flowing with incredible accuracy. Plus, you’ll get monthly reports and recommendations so you never miss a beat.

LET’S GET TO KNOW ONE ANOTHER.

It's easy to begin.

It can feel worrisome to allow someone into your current (or nonexistent) accounting setup.
But, don’t worry: the transition is way less cumbersome than it feels.

1

Reach out to chat with an advisor

Our clients say we're "down to earth" and "approachable," and we intend to live up to our reputation. So, bring all your questions; we're looking forward to getting to know you!

2

Get a plan designed just for you.

Assuming we’re a fit, we’ll learn about your personal and business goals. Then, we’ll offer a truly personalized recommendation—free from corporate mandates and commissions.

3

Know you’re doing it
right.

This is where things get really fun! With clearly stated guidance and time-saving support, you can build your business and your wealth—without doubt or regret.

You might still be wondering...

How much does it cost?
  • We are fee-based financial advisors who operate as fiduciaries, not as commissioned salespeople. As such, our advisory fee is a percentage of the total assets we manage.
  • An hourly rate is charged should there be no assets to manage, and stand-alone financial planning agreement is all that is needed.
  • Company Retirement Plans normally have their own fees for record keeping and third-party administration, but we try to only use sources that keep their fees reasonable.
  • See our Pricing Chart
What services are included?

Our advisory fee covers investment management, financial planning, retirement income planning, account management, distribution requests, etc.

Who are you regulated by?

We are regulated by agencies in each state where we have advisory clients. We also have a 3rd party compliance firm for oversight and guidance.

What does it mean to be a fiduciary?

A fiduciary is a person or organization that acts on behalf of another person or persons, putting their clients’ interests ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other’s best interests. We at RPR Financial operate as fiduciaries.

What about filing taxes?
  • Our firm is unique in that we have both Wealth Management and Tax Services under one roof. Our CPA division can work with you on your taxes.
  • We also coordinate with existing tax professionals should you already have a relationship in place.
Can you help with Social Security and Medicare planning?

Yes! Both are vitally important in your overall financial plan. We routinely monitor as you’re approaching the qualifying age, and proactively help you with the process.

I have a 401(k) from an old employer. Can you help me with it?

We will evaluate your options and decide on the best course of action. This might include rolling it into your current 401(k) or into a personal IRA.

I just received a large lump sum…

There are tax implications and many ways to invest instant surpluses. We’ll give recommendations for what will work best for you, now and for the future. Lump sums could include inheritances, sale of a business, bonuses and other situations. For an inheritance where you’re the executor or trustee, we’ll give you guidance on how to proceed.

HAVE ANOTHER QUESTION? WE’RE HERE TO HELP.

BOTTOM LINE? THERE'S TOO MUCH AT STAKE TO HOPE EVERYTHING WILL WORK OUT.

Get clearly stated guidance so you know your financial house is in order.